Chrysler Extended Warranty

I am at the point where I need to decide if I am going to purchase Chrysler's extended warranty. I have about 28,000 miles and drive about 20,000 miles a year. I usually keep my vehicles about four years or about 80,000 miles. So far I have not experienced any breakdowns or needed any warranty coverage yet. The only problem was the two recalls. This has been one of the most trouble free vehicles I have ever owned. My fear is after the 3 year/36,000 mile warranty expires (should be before the end of this year) I will have some trouble. It is more a feeling than fact and just the way my luck seems to go.

My question is what would you do in this situation? Would you spend the money on the extended warranty or chance it?

Thanx!