I like going with Gieco because these people don't really ask questions. They just ask you to go to see an adjuster. It hit a dog on the highway doing 65 mph and it smashed up the front end. I took it to an adjuster and he looked every where. I had some damage done to it in the past and he said "I think the dog kicked up some debris causing this damage here, here, here, here, here, here and here." I said "Ok?" Then he told me about a friend of his at a body shop and said to tell him he sent me and I wouldn't have to pay the deductable. Long story short, my truck looked brand spankin new. He said that he has extra money and if I need some work done, bring it back and he'll charge me $5. Good to have friends in high places.