NT, I took the Chrysler financing in order to get the $500 extra bonus discount knowing full well I could beat their rate & refinance after I got the discount . I found several lower rates than Chrysler but when 1 of the places I was negotiatiating with called my dealer about buying out the Chrysler loan the dealer finance guy mysteriously comes up with this much lower % rate than he offered me at the sale time & lower than most other banks. My question is dont you think this is a little "Shady"? Dont you think he should inform the buyer he has lower rates available BEFORE not AFTER he makes the sale? I know he's trying to make money for Chrysler, but this makes the customer doubt his trust in that dealer & may not want to be a repeat customer. Whats your thoughts?
Question
After financing the Nitro thru Chrysler corp in order to get the extra $500. discount I went to the local bank to refinance at a lower percent which they offered. In the process of the local bank contacting the dealer finance dept & telling them they may buy out my loan the dealer finance dept calls me back telling me they can get me a rate 1.5 % lower than what they signed me up for. I think this is a little shady. What do you all think? I know I wouldnt have gotten the $500 discount but would have made up for it with the lower % rate. It gives me doubts about buying from that dealer again. Any comments good or bad appreciated.
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