NT, I took the Chrysler financing in order to get the $500 extra bonus discount knowing full well I could beat their rate & refinance after I got the discount . I found several lower rates than Chrysler but when 1 of the places I was negotiatiating with called my dealer about buying out the Chrysler loan the dealer finance guy mysteriously comes up with this much lower % rate than he offered me at the sale time & lower than most other banks. My question is dont you think this is a little "Shady"? Dont you think he should inform the buyer he has lower rates available BEFORE not AFTER he makes the sale? I know he's trying to make money for Chrysler, but this makes the customer doubt his trust in that dealer & may not want to be a repeat customer. Whats your thoughts?